Wednesday, October 3, 2012

If you cancel a refundable car rental reservation, the premium billed will automatically be refunded




Premium Car Rental Protection (PCRP) is insurance coverage offered to American Express® Cardmembers to help protect them and their Passengers when the Cardmember uses an enrolled Card to pay for a Car Rental from a Rental Company. Coverage includes 1) reimbursement for damage to or theft of the Rental Auto and personal property, and 2) medical expenses and death and dismemberment benefits resulting from a covered Accident. Coverage is worldwide except for vehicles rented in Australia, Ireland, Israel, Italy, Jamaica, airline fares lowest cheap and New Zealand. airline fares lowest cheap Enrollment is available to Consumer airline fares lowest cheap and Small Business Cardmembers residing in the 50 United States of America or the District of Columbia. This product may not be available in certain states. Corporate Cardmembers are not eligible.
Up to $100,000 of primary damage and theft coverage for the rental airline fares lowest cheap car. Up to $100,000 of Accidental Death or Dismemberment (AD D) coverage. Up to $15,000 per person airline fares lowest cheap of excess coverage for Medical Expenses.
Up to $5,000 airline fares lowest cheap per person of excess coverage for personal airline fares lowest cheap property, maximum of $10,000 for all. For Florida residents, up to $15,000 per person excess coverage for personal property, maximum of $25,000.
Up to $75,000 of primary Damage and Theft coverage for the rental car. Up to $75,000 of Accidental Death or Dismemberment (AD D) coverage. Up to $7,500 per person of excess coverage for Medical Expenses.
Up to $100,000 of primary airline fares lowest cheap damage and theft coverage for the rental car. Up to $250,000 of Accidental Death or Dismemberment (AD D) coverage. Up to $15,000 per person of excess coverage for Medical Expenses.
There is no cost to enroll in Premium Car Rental Protection, and there are no monthly, annual, or cancellation fees. The Cardmember pays a premium of $19.95 or $24.95 per rental ($17.95 for California Residents) each time a rental car is charged to his or her enrolled American Express Card, until coverage is terminated. The premium covers the duration of the rental, for up to 42 consecutive days (up to 30 consecutive days for Washington Cardmembers).
The Plan covers most vehicles typically available from a Rental Company, from smaller economy sizes to large luxury sedans, convertibles, exotic cars (worth more than $50,000), minivans, vans, pickup trucks, and full-sized SUVs. The vehicle must be rented from a Rental Company, which is a commercial rental agency that rents passenger type motor vehicles, but it does not include a company whose primary business is something airline fares lowest cheap other than renting cars, such as an auto body shop or a moving van company. airline fares lowest cheap Excluded vehicles include: automobiles that have been customized or modified airline fares lowest cheap from the manufacturer s factory specifications, except for driver s assistance equipment for the physically challenged; any rented vehicle used for hire or commercial purposes; antique cars (cars over 20 years old or cars that have not been manufactured for over 10 years); limousines; off-road vehicles, airline fares lowest cheap motorcycles, motorbikes, mopeds, recreational vehicles, golf or motorized carts, campers, moving trucks or moving vans, and trailers.
Also, insurance policies often vary in their coverage of rental airline fares lowest cheap cars, or out-of-state or international driving. Cardmembers should check personal policies carefully to see whether they´re covered for rental cars. But this Plan covers enrollees almost anywhere in the world.
If you are the Basic Cardmember, your other American Express Card accounts, and any Additional Cards issued on those accounts, are automatically enrolled in the Premium Car Rental Protection Plan. Any Card accounts airline fares lowest cheap issued airline fares lowest cheap to you in the future, and Additional Cards on those accounts, will also be enrolled. Cards that are not enrolled include Corporate Cards, Additional Cards enrolled independently, Additional Cards issued to you on someone else s account, and any Card issued by a third-party bank partner of American Express.
Premium Car Rental Protection is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0610 or Policy PCRP-IND and is subject to change with notice. This document does not supplement airline fares lowest cheap or replace the Policy.
When identifying insurance products that may be of interest to you, American Express may act on behalf of the insurance company and receive compensation that may vary by company and product. American Express may also receive additional financial benefit when AMEX Assurance Company or another American airline fares lowest cheap Express entity acts as the insurer or reinsurer for these products.
airline fares lowest cheap By enrolling in the Premium Car Rental Protection Plan, you are also enrolling all of your other American Express Card accounts and any Additional Cards issued on those accounts. Any Card accounts issued to you in the future, and Additional Cards on those accounts, will also be enrolled. The only Cards that will not be enrolled are Corporate Cards, Additional Cards enrolled independently, and Additional Cards issued to you on someone else s account and any Card issued by a third party bank partner of American Express.
When the Cardmember enrolls, Covered Persons under the Plan include you, the Cardmember, and any Passenger, including any Authorized Driver, Boarding, sitting in, riding in or Alighting from the Rental Car.
Premium Car Rental Protection provides coverage for 1) reimbursement for Damage to or Theft of the Rental Auto and Personal Property, and 2) medical expense and Accidental Death and Dismemberment benefits resulting from a covered Accident. The vehicle must be rented airline fares lowest cheap from a Rental Company, which is a commercial rental agency whose primary airline fares lowest cheap business is renting passenger type motor vehicles, but it does not include a company whose primary business is something other than renting cars, such as an auto body shop or a moving van company.
The Plan covers an eligible Rental Car for the first 42 consecutive days (30 consecutive days for Washington Cardmembers) as long as the Cardmember remains in Possession airline fares lowest cheap of the Rental Car. Coverage is provided anywhere in the world except in Australia, Ireland, Israel, Italy, Jamaica or New Zealand. Enrollment is available airline fares lowest cheap to Consumer and Small Business Cardmembers residing in the 50 United States of America or the District of Columbia. This product may not be available in certain states.
Up to $5,000 per person of excess coverage for Personal Property, maximum of $10,000 for all. For Florida Residents, up to $15,000 per person of excess coverage for Personal Property, maximum airline fares lowest cheap of $25,000.
If you cancel a refundable car rental reservation, the premium billed will automatically be refunded to you. This credit will appear on the statement along with the credited car rental reservation or on the following statement.
Excluded vehicles include: automobiles that have been customized or modified from the manufacturer s factory specifications, except for driver s assistance equipment for the physically challenged; any rented vehicle used for hire or commercial purposes; antique cars (cars over 20 years old or cars that have not been manufactured for over 10 years); limousines; off-road vehicles, motorcycles, motorbikes, mopeds, recreational vehicles, golf or motorized carts, campers, moving trucks or moving vans, and trailers.
Premium Car Rental Protection is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0610 or Policy PCRP-IND and is subject to change with notice. This document does not supplement or replace the Policy.
Enrollment airline fares lowest cheap becomes effective when AMEX Assurance Company receives, accepts and validates Your Enrollment Request Form. Approximately 7-10 days after your enrollment is processed, you will receive verification, which includes your Plan documents. You may terminate your coverage at any time by means of written notice to American Express at American Express Company, P.O. Box 981525, El Paso, TX 79998-1525 or verbal notice by calling the number on the back of your Card in advance of the intended termination date.
When identifying insurance products that may be of interest to you, American Express may act on behalf airline fares lowest cheap of the insurance company and receive compensation that may vary by company and product. American Express may also receive additional financial benefit when AMEX Assurance airline fares lowest cheap Company or another American Express entity acts as the insurer or reinsurer for these products.

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