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Many folks don t want to sign-up for credits cards because they have a low credit score (you shouldn t sign up for credit cards with a score below 700) or because they don t want the temptation of being able to spend more than what s in their bank accounts. You just won t get ahead paying interest on your credit cards, so it is best to NOT sign-up for credit hampton inn ft walton beach florida cards if you can t pay your balance in full each month.
However, there are a few debit cards which let you earn miles for using them. Of course, putting your actual spending on a debit card won t get you as many miles and points as signing-up for credit cards and getting hampton inn ft walton beach florida 50,000 point sign-up bonuses.
As I tell folks during my introduction to miles and points at conferences : The average American household earns ~$50,000 a year, so if you spend everything on a credit or debit card, you ll earn only 50,000 miles and points (assuming 1 mile per $1 spent), which is enough for only 2 domestic tickets.
The Bank of America Alaska Airlines debit card is only available for personal (not business) checking accounts with Bank of America. If you already hampton inn ft walton beach florida have a Bank of America checking account, you can request an Alaska Airlines debit card for your account. If you re signing up for a new Bank of America checking account, you can request an Alaska Airlines debit card.
Earning Miles: Earn 1 Alaska Airlines mile per $2 spent. This isn t as good as the earnings ratio on the Delta personal debit card where you earn 1 Delta miles per $1 spent, but depending on how you redeem your miles, Alaska Airlines miles could be more valuable.
The terms say Earns miles on purchases only. Does not earn miles for ATM transactions, cash-back amounts at point of sale, or for federal, state or local tax payments , or similar payments to federal, state and local government agencies.
I didn t earn any miles when I used the Bank of America Alaska Airlines card to make a tax payment, but I did earn miles for using the Delta debit card. Earning miles for just a $3.49 flat fee when you pay your taxes is unprofitable and I don t expect it to last long.
Limits: hampton inn ft walton beach florida The terms say that you can t earn more than 100,000 Alaska hampton inn ft walton beach florida Air miles in a calendar year (excluding hampton inn ft walton beach florida the sign-up bonus). This means that you won t earn miles for spending more than $200,000 in a calendar year. And like most debit cards there is a daily maximum to the amount of purchases you can make.
Bottom Line: You earn less miles with a debit card than with a credit card and consumer protections are usually weaker hampton inn ft walton beach florida with a debit card. But this could be useful for folks who don t or can t apply for credit cards.
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You mean before he went public and started getting hampton inn ft walton beach florida people shut down.. Yea do it and watch the compliance dept ship you out the death letter as well. Just make sure you dont need either hampton inn ft walton beach florida bank as your accts will get closed if you cant explain your actions.
Thanks a lot for useful info. I am pretty new here. A few years collecting miles mostly from JetBlue and AA, getting credit cards bonuses w/o any support of family/friends, I am so happy now to find MMS community.
My question: Can an existing BoA regular debit card holder get 3,000 Mile Sign-up Bonus for requesting America Alaska hampton inn ft walton beach florida Airlines debit card? Also what did you mean by depending on how you redeem your miles, Alaska Airlines miles could be more valuable. (compare to Delta miles)?
Second question. Venmo used to be great to meet minimum spends hampton inn ft walton beach florida because they had a free $500 limit for sending money through a credit card. Now all credit card transactions come with a 3% fee. All debit card transactions are free! My question is if Venmo transactions are eligible on this Alaska Air Debit card, or any debit card for this matter. They I would get one!
@Tatyana You can convert your existing BOA debit card to the Alaska Airlines debit card and earn miles and get the 3,000 sign up bonus. You earn double the amount hampton inn ft walton beach florida of miles with the Delta debit card, but Delta is also extremely hard to redeem on, so it could be better to earn Alaska miles instead.
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